4 Steps to Earn a Texas Insurance License
Before you can start selling any kind of insurance within Texas, you need to earn the appropriate insurance license. You should know that you need a different type of license for different kinds of insurance. For example, you need to obtain a property and causality insurance license to market homeowners and auto insurance. To work as an Eagle Insured Licensed Client Advisor, that’s a good place to begin.
As you progress in your business, you might also earn other licenses. For example, a general lines license allows you to offer health and life insurance to your clients. The process to earn any kind of Texas insurance license is similar, so it might be helpful to run through the steps. If you’re motivated, you can usually complete the process in a few weeks and then be ready to work with us to run your own insurance agency.
1. Prepare for the Texas Insurance Test
You will need to take a state test for each insurance line you hope to earn a license for. These tests make sure that agents know relevant insurance terms, concepts, and laws. Several private companies offer short classroom sessions that cover all of the knowledge required to pass the test. They’ll also give you study materials to take home and review. If you’d rather self-study, you can also find online classes and books that can help you prepare without having to set time aside for the classroom courses.
2. Take the Texas Insurance Exam
Private companies actually administer these tests. Most tests have a time limit of at least two hours. This should give prepared applicants plenty of time to run through the questions and then go back and review their work. If you prepare well, you have a good chance to pass the test on your first try, but if you don’t, you can always take the test again. The tests do contain a lot of questions, but they aren’t meant to be tricky at all. You do have to pay a fee each time you take the test. You don’t have to have taken any particular course to sit for the test, but good preparation will increase your odds of passing the test on the first try.
3. Submit to a Background Check
The state requires a background check before issuing an insurance license. The Texas Department of Public Safety and the FBI will check your background for a criminal history, and they require a set of fingerprints on file. You do need to pay a fee for this background check, but you only need to pay it once. This is true even if you have to take the licensing exam more than once.
4. Submit Your License Application
After you’ve passed your exam, you can submit your license application. After the Texas Department of Insurance in Austin reviews your background check and examination scores, they will send your license and add your name to the roster of Texas agents that can be viewed online. If you have any questions for the state insurance authorities, you can visit their website for more information, phone numbers, and email addresses at TDI.Texas.gov.
Let Eagle Insured Help You Become a Licensed Client Advisor
Before you can market insurance in Texas, you’ll also need to get appointed with insurance companies that are licensed to do business in this state. At Eagle Insured, we can help you find a number of high-quality, A-Rated, Texas insurers to work with. We can also help you with each step in the process to earn your insurance licenses. Take the first step by contacting Eagle Insured today. We can help you become a licensed and appointed Texas insurance agent with us, so you’ll be ready to do business as quickly as possible.
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